Connecticut group trains renters and landlords to ‘bridge the divide’

Helping residents of its diverse community achieve homeownership is a core mission of Neighborhood Housing Services of New Britain (CT). In fact, the organization – which celebrated its 35^th anniversary this year – was chosen to participate in NeighborWorks America’s pilot program when it first started training housing counselors in 1982.

But homeownership isn’t feasible or the desired option for some people, and as Harvard University’s Joint Center for Housing Studies reported this month, there is a growing shortage of affordable rental units. According to the report, the share of renters paying more than a third of their incomes for housing, traditionally considered the minimum threshold of affordability, rose to 50 percent in 2010. Much of the increase was among renters facing severe burdens (paying more than half of their incomes for housing) – a group now representing nearly 27 percent of tenants. 

That reality can be seen in central Connecticut as well. The area, which has a large population of Hispanic and Polish immigrants (giving the neighborhood around the organization’s office the nickname, “Little Poland”), has lost a lot of manufacturing operations over the years and now relies on service businesses for its livelihood. Unemployment is nearly 12 percent.  

The mission of Neighborhood Housing Services of New Britain is to help fill the gap in the supply of affordable housing – in part, through developing rental units, of which it now manages 25. The goal, says Executive Director Maureen Voghel, is to add 10 plus units annually for the next three years, along with two to four single-family homes. 

However, renting poses unique challenges – for both tenants and landlords. And while counseling is offered by many organizations for new homeowners, such training rarely is provided to people on both sides of the renting “equation.” NHS of New Britain is taking the lead by offering preparation classes for both existing and prospective renters and landlords.

“Sometimes, renters become landlords themselves,” observes Evelyn Branch, supervisor of Homeownership and Foreclosure programs for NHS. “It can make sense, once they are ready to purchase, to buy a multi-family unit – like a duplex – and rent out the extra space for some income. But becoming a landlord isn’t easy.”

Participants in the NHS-NB training class for landlords
hear from a police officer.

In the last year, the Connecticut Housing Finance Authority began requiring landlords to receive education on their responsibilities, and with the closest alternative site a less-frequent program in Hartford, the NHS class attracts a regular attendance of about a dozen for each monthly, three-hour session.

The “Landlord 101” workshop, says Branch, covers everything from making the decision to purchase a rental unit and become a landlord, to how to screen tenants, maintain the property, manage their finances and – if necessary – evict residents in accordance with the appropriate protocols. Recently, the curriculum was supplemented to include the importance of green maintenance practices to keep costs low for everyone.

In October, NHS began offering a similar class, but for tenants. In the tenant class, participants discuss how to effectively communicate concerns to their landlords, ways they can bring down energy costs and their rights during eviction. In the future, NHS hopes to forge a partnership with other community-based organizations to provide legal services through pro bono attorneys to both tenants and landlords.

“It’s a two-way street,” explains Branch. “Both have rights, and both have responsibilities. But no one prepares them for that. Our goal is to help them build a good, professional relationship, based on open communication. ”

‘Aging in place’ transformed from dream to reality in Ohio

As with other communities across the country, the Rust Belt town of Springfield, OH, is aging. With high unemployment and the resulting exodus of young people, the population of the small town in southwestern Ohio is increasingly in need of affordable housing tailored to the needs of older individuals who want to stay in their communities, but need a little help to do so.

“Springfield is very segregated in terms of income,” explains Tina Koumoutsos, executive director of Neighborhood Housing Partnership (NHP) of Greater Springfield, which celebrated its 20th anniversary in 2013. “Most of the new development is on the north side, where the more affluent residents live. People in the southern neighborhoods don’t have as many options.”

NHP-GS is doing its part to change that, however. In 2011, it partnered with the City of Springfield to leverage funds from the second round of HUD’s Neighborhood Stabilization Program, created to assist communities whose viability is at risk in the wake of the wave of foreclosures. This funding, says Koumoutsos, was a “blessing. We had no debt to service, and could use the project instead to generate a revenue stream to invest back in our work.”

One year later, NHP offered 12 two-bedroom duplexes for rent, specifically for individuals age 55 or older who are making 50 percent of the area median income or less. In addition to reasonable rents, affordability is assured through green building practices that keep energy costs low.

“We designed these units with ‘smart growth’ in mind,” says Koumoutsos, who was the city’s housing coordinator before she became the founding director of NHP. “That means people and their special needs were our focus, not cars.”

For example, the new development was positioned to be “walkable,” with a YMCA, government offices and a performing arts center within easy reach. The property manager of the complex owns another, larger senior-service project and provides case-manager services to both developments, including recreational activities and transportation when needed.

Front porches (without steps, so people with disabilities
can easily access them) are main features of the new
walkable community for seniors.

In the units themselves, garages are positioned to the back of the homes, shifting the focus to front-yard porches where residents are encouraged to socialize with each other. The University of Michigan’s Health and Retirement Study, which is following more than 7,000 individuals, concluded that living in a neighborhood where you have strong social ties has as much physical benefit as not smoking.

In addition, the development was built with a goal of “zero steps.” Koumoutsos explains that NHP wanted the residents to be able to safely age in place, as well as to welcome disabled friends and relatives. That means no stairs that could become wheelchair obstacles, as well as special touches such as walk-in showers in the bathrooms and accessible kitchen cabinets. At the same time, however, the NHP team worked hard to make the look inviting, rather than institutional, and the second bedroom in each unit offers plenty of space for visiting children and grandchildren.

“All of the units filled almost immediately, and we have a waiting list of about 100,” says Koumoutsos. “We are in discussions now with the city about building more, since we own the adjacent land.”

“Impact” is what Koumoutsos and her team strive for. A recent study documented that in the last five years, NHP of Greater Springfield has contributed $43 million to the local economy, supported 74 jobs and generated $51 million in first mortgages.

“We used to have to struggle to make the case that providing affordable housing has an overall impact on the community at large,” she says. “Now no one questions it.”

Written by Pam Bailey, communications writer for NeighborWorks America.

Atlanta group helps homebuyers save ‘green’ with green housing

Whether housing is affordable is determined by so much more than its purchase price or monthly rent. High energy costs also can be a heavy financial burden on families whose incomes already are stretched. According to the national Green & Healthy Homes Initiative, low-income households typically spend 14 percent of their total income on energy costs, compared with 3.5 percent for other households.

Resources for Residents and Communities (RRC) in Atlanta, which is celebrating its 10th anniversary as a NeighborWorks network member this year, hopes to help homeowners reduce their costs by incorporating an array of green features in its new single-family development, Legacy Pointe.

Legacy Pointe will be a small subdivision within Atlanta’s Reynoldstown community consisting of eco-friendly, pre-fabricated homes for purchase.

“The uniqueness is the development will be mixed-income,” says Jill Arrington, CEO of RRC. “The [homes] that will be affordable will be held in a community land trust to keep them perpetually affordable.”

To earn its “eco-friendly” label, Legacy Pointe will feature energy-efficient LED lighting in the common areas, pervious concrete (highly porous material that allows precipitation to pass through and re-charge ground water levels) in the parking  lot and landscaping that requires very little watering.  Each home also will include separate lines for hot and cold water (thus reducing waste) and temperature controls that reduce reliance on the heating, ventilation and air-conditioning (HVAC) system.

“We didn’t have to turn on the HVAC unit in our model home at all this summer,” Arrington says. “Even last winter, we never had to turn on the heat.”

The first model home in Legacy Pointe was assembled so
quickly it was like "magic."

With such features, it’s no wonder the Reynoldstown community is already abuzz about the new development.  Arrington recounts the day in 2010 that New World Home, a national green home builder and RRC’s partner in this effort, built the first house that inspired the idea of Legacy Pointe.

“They rolled everything in at 7 that morning, [put] the structure in place, and by 5 p.m. that day they locked it with a key,” recalls Arrington with a laugh. Reynoldstown residents were slightly surprised by a house that seemingly appeared out of nowhere.  “If you left early that morning, you saw a vacant lot.  So when you got home later that night and saw a house sitting there, it would have freaked you out.”

Reynoldstown, which sits less than 10 minutes east of downtown Atlanta, began experiencing growth in its housing market after RRC redeveloped the community in the late 1990s.  Mitchell Brown, RRC’s COO, notes that homes in the community are in high demand.

 “Reynoldstown is now one of the hottest neighborhoods in Atlanta. The average house is priced at $225,000 to $250,000, but they’re selling for around $300, 000,” he says.  “RRC has helped turn the neighborhood around to be a place where people want to live.”

Zach and Anastasia (shown with their daughter, Penelope)
purchased the first model home in Legacy Pointe.

This probably explains why the first model home for Legacy Pointe sold before the actual development is even complete.  The lucky homebuyer?  A client in RRC’s homebuyer education class.

 “The fact that we can provide a quality home for a relatively affordable price to clients in our homebuyer education classes is a win-win,” says Arrington.

As Reynoldstown continues to grow, RRC remains committed to ensuring its residents can stay in the community, in homes that are affordable.

“One of the goals of our founding CEO, Young Hughley Jr., was to provide units of permanent affordability,” explains Arrington. “Legacy Pointe is just one of the projects we have in the works to do this.”

Written by Constance Troutman, public relations specialist for NeighborWorks America. 

Rochester, NY, group works to keep city from going the way of Detroit

When the news first broke that the city of Detroit had filed for bankruptcy, Kim Brumber, CEO of NeighborWorks Rochester, shuddered. Rochester, NY, may not be Detroit, but there are some parallels that hit very close to home.

“Like Detroit, a core of industrial giants fueled Rochester’s early growth,” recalls Brumber, a longtime resident of the area. “For Detroit, it was the Big Three automakers. For Rochester, it was Xerox, Kodak and (just in August) Bausch & Lomb.  And just as the declining competitiveness of the auto industry was a trigger of Detroit’s economic downfall, Rochester experienced its own spiral when one by one, our big employers downsized or left the scene.”

Brumber believes the days of “mega-employers” are over, and that smaller-scale entrepreneurship is what will eventually revitalize Rochester as well as other cities like Detroit. That takes, time, however, and NeighborWorks Rochester is focused on doing its part to prevent the population flight witnessed by its larger counterpart. A key element in that struggle is making sure that residents are able to stay in or access safe, quality, affordable housing.

The family who lives in this house was unable
to pay to keep their home in good repair.

With the help of NeighborWorks
Rochester, the home is now transformed.

“People just don’t have the equity in their homes anymore to spend what it takes to keep them in good condition,” explains Brumber. “Our approach is to make it financially feasible for residents to maintain their houses, and recently, we began offering help with energy-efficiency improvements that reduce their energy costs as well. Much of the housing stock here is very old, so the energy costs are high. We can often save them $100 a month – that’s $1,200 a year, which is significant for the people who live here.”

Over the years, NeighborWorks Rochester has adjusted its philosophy and services to match the changing nature of the city’s needs. The nonprofit was one of the original NeighborWorks organizations, focusing on rehab loans at a time when redlining in the largely African-American communities resulted in disinvestment. Gradually, the organization expanded its scope and services -- including a new focus on neighborhood stabilization and marketing.

“The traditional model for neighborhood re-investment is to demolish drug houses, etc. in the most blighted neighborhoods, thinking that change would follow. But this strategy doesn't work in cities that have a soft real estate market," says Brumber. "We've learned that turning neighborhoods around requires a market-based approach that draws in private investment of time and resources -- ideally before they start to rapidly decline, the typical time to intervene.” 

Through its Healthy Blocks initiative, NeighborWorks Rochester

targets neighborhoods that are showing signs of social and economic disinvestment, but where residents are still trying to tread water. Through a combination of neighborhood “branding,” social gatherings and community-wide improvement activities, residents are encouraged and supported in their efforts to maintain the value of their property and nurture a sense of “belonging” that attracts and retains homeowners. For example, NeighborWorks Rochester partnered with the Realtors Charitable Foundation (an arm of the Greater Rochester Association of Realtors), the city’s police department, local businesses and others to energize the neighborhood called The Pocket. Monthly resident meetings are held in an area recreation center, and spring/fall clean-ups, ice cream socials and leadership workshops are among the results. An overgrown, vacant lot was transformed into the Emmighausen Garden, which produces an array of flowers and vegetables. Since 2008, sales prices in the neighborhood have increased 20 percent per square foot. What’s up next? A new logo soon will appear on street banners and crosswalks will feature “BoulevArt.”

In 2012, NeighborWorks Rochester reported re-investing $4 million into the city’s neighborhoods. The organization trained 365 individuals in how to be smart homeowners, helped 64 families become new homebuyers,  conducted 97 tests for lead in older homes and distributed 82 home-improvement loans and grants, totaling $1.2 million.

In a recent article in the Rochester City newspaper, a member of the editorial team wrote, “What the Greater Rochester community does will determine whether we’ll survive the impact of the changes in our own major industries, our suburban sprawl, our racial isolation. Rochester hasn’t reached Detroit’s depths yet. Maybe we never will. But the warning signs are there.”

NeighborWorks Rochester is among the mainstay organizations working to make sure the city never will.

Flexing Green Muscles Earth Day and Every Day

NDS is a Neighborworks
America green designee

By Stacy Brown, Neighborhood Development Services Inc, director of asset management

Being a responsible steward of our environmental resources means looking at the variety of ways in which our homeownership and rental home work can reduce environmental harms and build the self-sufficiency of our people and buildings. Benefits of “going green” include lower utility costs for residents to a unique marketing asset for us as we compete for tenants and homebuyers.

Last December, NeighborWorks America named Neighborhood Development Services Inc (NDS), based in Ravenna, Ohio, as a NeighborWorks Green Organization designee. We are proud to be a part of this program and we hope what we learn can inspire others nationwide. Our green work spans weatherization and home repair to ecologically responsible design and materials for new buildings.  We are also branching into alternative energy as a way to raise revenue while helping the community and the environment.

For existing homes, we’ve found that weatherization protections pay off for all involved.  At our Lakeview 2 Apartments complex, we reduced energy 20 percent by installing Energy Star appliances, attic insulation, air sealing, heat pumps and high efficiency lighting and window fixtures. We also used faucet aerators, dual flush toilets, water efficient washers and landscaping to decrease water usage. The work has benefited not only NDS, but also Lakeview residents who now have lower utility costs.

NDS has also committed to incorporating environmental improvements and green maintenance. This means purchasing green materials and supplies when possible, installing rain barrels at all of its properties and creating recycling systems for all residents. Additionally, the maintenance staff is trained on purchasing, methodology and overall green maintenance.

Finally, we are working to take environmental sustainability beyond simply housing improvements. NDS is pursuing the opening and operation of a public compressed natural gas re-fueling site. This site responds to rising demand for cleaner fuel sources for their vehicles. It will dramatically cut greenhouse gas emissions and allow local residents and businesses to take advantage of major fuel cost savings. Revenue earned from the site will provide NDS with a new source of funds to support its other mission-driven programs, which will benefit the communities in which we operate. While this project is still in its preliminary stages, NDS has met with local stakeholders to discuss the project and continues to seek funding to perform a formal feasibility study for this project.  Additionally, we are working toward gathering fuel commitments from local companies. These commitments are key to securing funding and partnerships related to this unique, triple bottom line project.

Together, all of us can find ways to use environmental resources more sustainably. We know our efforts are but one example and we look forward to learning about and implementing many new ideas in the years ahead.  To learn more, visit http://www.ndsohio.org.

Believing in the People We Help

 This blog entry is reposted from our Leaders for Communities website.

By Sara Varela 
NeighborWorks America
Community Building and Organizing
communications specialist

The other day I told my nine-year-old he was in charge of preparing lunch for the family, since we were all very busy and hungry. I told him to prepare tuna sandwiches, and gave him all the ingredients he needed. He was more than thrilled to take on a major responsibility like that one. He has seen his dad, his older sister and I take turns at preparing and serving meals all his life, but he seldom gets to do it. I told him to prepare the sandwiches, serve them, set the table and call us when lunch was ready. He did a fantastic job; yes, the sandwiches weren’t as perfect as they’d been if I had done them, but my son accomplished the main goal of feeding us himself.

Trusting others to perform important tasks themselves is a critical part of helping them grow, and this concept is highly applicable in the nonprofit world.

Compost Cadet at work

My employer, NeighborWorks America, is a grant-maker which means we rely on our grantees to use our funds responsibly on projects that help the community directly and also inspire residents to help themselves.  Recently, I saw pictures from a NeighborWorks project with affiliate Chinatown Community Development Center (Chinatown CDC) in San Francisco. The photos give a visual example of how Chinatown CDC has used a $10,000 Deep Green Community Building and Organizing (CB&O) Impact grant to empower resident leaders and youth to educate the community on waste reduction through proper composting and recycling.

One of Chinatown CDC's main goals was to focus on leadership and ownership by residents for a more sustainable green community. The approach Chinatown CDC took creating this ownership and leadership among residents was comprehensive and ultimately quite successful. Some activities supported by the grant were:

• Lunch Program: Twenty-four youth volunteers educated other youth (and even some parents) to properly sort items into compost, recycling, and trash bins. The 12 volunteers alternated shifts each day, making sure that there were three people teaching the kids at all times. By the end of summer, the volunteers were just a presence because the kids were automatically doing it correctly.

• Arts & Crafts: Led by a resident volunteer, a group of five youth made wind chimes entirely from recycled items and learned about the importance of reducing, reusing, and recycling.

• Compost Cadets: Eleven youth eagerly volunteered to be Compost Cadets (or Compost Cops, as they called themselves). These young leaders were trained to monitor residents at community events to make sure they were properly sorting their garbage. The Compost Cadets created their own badges and ticket booklets. They rewarded good behavior with environmentally-friendly stickers and they educated people they caught throwing food items or recyclables into the wrong bins.

Compost Cadet at work

The pride that my son felt at being handed an important responsibility and trusting him to getting it done well is the same pride I see in the photos of the children who were given the role of Compost Cadet. As I see the pictures of these young leaders, and the pride, ownership and responsibility that is reflected in them, I realized they embody what CB&O is all about: providing opportunities for skill building, giving residents leadership roles they might not have considered before and ultimately supporting resident-led improvements in their own communities.

There is nothing worse than setting up the stage for leadership development, and then not allowing space, or not trusting the people to take charge. Had I told my son he was responsible for lunch, and then taken over and made the sandwiches myself, or helped him because I didn’t trust he could do a good job, it wouldn’t have been the same. As practitioners I think it is important to walk our talk and really believe the people we want to help have the answers to their own problems. Our role is to enable them to find those answers, and then trust that their decisions were the best ones.

Partnerships Bring Energy Efficiency to Vermont

This blog post comes to us from Erica Bradley, NeighborWorks Rural Initiative VISTA

Blowing insulation in an attic is a great way to keep
energy costs down.

NeighborWorks Western Vermont (NWWVT) is in new territory with their focus on energy efficiency, thanks to a grant by the Department of Energy, and recently, a new partnership with Green Mountain Power.

“We have suddenly become a major player in the energy initiative in Vermont, “said NWWVT executive director Ludy Biddle. 

The new partnership between NWWVT and Green Mountain Power (GMP) comes two years after the Department of Energy granted $4.2 million to NWWVT as part of the Better Buildings program. According to the Department of Energy website, the program targets efficiency improvements such as lighting, better insulation and more efficient heating and cooling. Another program area is educating customers about energy efficiency and how to finance upgrades.

Under the grant, NWWVT’s Home Efficiency Assistance Team (HEAT) Squad schedules audits of homes with a certified contractor who issues recommendations and a cost estimate. An energy advisor from the HEAT Squad can then go over the recommendations with the client, including financing options. Biddle said 1,000 homes have to be done over a three- year period in Rutland County, and so far they have completed over 500. Biddle said they are on track to meet the 1,000 home requirement by 2013.

The HEAT Squad’s work laid the foundation for the partnership to form with Green Mountain Power. “We’ve been helping the utilities not directly, but by providing outreach, customer service, loan products and all of the things a NeighborWorks housing organization does for its clients, we’ve been doing to enhance the participation in the efficiency programs,” Biddle said.

GMP, Biddle said, has an interest in providing good customer service, especially in Southern Vermont. The company was formerly a small energy company with a service area in the northern part of the state, but in August, 2012 bought Central Vermont Public Service and now serves southern Vermont as well.

From L to R: Ludy Biddle, executive director of NWWVT;
Jim Merriam, director of Efficiency Vermont;
Jonathan Dancing, BPI contractor/auditor;
United States Congressman Peter Welch (VT-D),
and Mary Powel, CEO of Green Mountain Power.

“There was concern in our part of the state that high paying jobs and the corporate presence would leave the county and go north, and once again Burlington would get all the good things and we would be left with very little,” she said.

The concerns were unfounded, Biddle said, and GMP made several promises, including investing in Rutland, making it the solar capital of the state, and designing the Energy Innovation Center. “I genuinely see action behind the promises they made,” Biddle said.

One of the promises, the innovation center, is now taking shape. GMP invited NWWVT and Efficiency Vermont in as partners, and the three organizations will share office space in the center. For now, the center is located in the Opera House in downtown Rutland. GMP is renovating the Eastman's Building and has plans to move the innovation center there after renovations are complete. The Eastman’s Building, Biddle said, has long been a sore spot in Rutland.

Biddle said the renovations to the Eastman’s Building represent another investment in Rutland. She expects they will be moved in by fall, 2013. She expects to locate at least two members of the HEAT Squad there.

Equity Express: Uniting Financial Management and Environmental Responsibility

By Karuna Mehta,
NeighborWorks America,
Green Strategies program fellow

Just in time for Energy Awareness month, we are sharing a blog about our new Equity Express class. The initiative responds to two major crises of our time – economic and ecological – by increasing the wealth of asset-poor households through consumer choices that are both financially smart and promote sustainable living.

As a young professional with a limited budget, saving money is always at the back of my mind.  While I’ve tried to abide by the same “save, save, and save some more” mentality as my parents, in today’s world it’s easier said than done. Many of NeighborWorks homeownership and financial fitness counselors encounter similar experiences counseling low- and middle-income clients who are hoping to buy homes or simply get out of debt. For most of us, it doesn’t seem possible to save money by committing to living a more sustainable, healthy lifestyle. 

However, hope is not lost on being both "green" and financially savvy. This summer, homeownership and financial fitness counselors from all over Ohio came together to learn how living a healthy, sustainable lifestyle can also help you save some green. The two-day train-the-trainer workshop, hosted in partnership with the Center of Neighborhood Technology, is called “Equity Express” and describes opportunities to save money in nearly every facet of our lives while improving our health and lessening our environmental impact. The workshop introduces counselors to an alternative way of teaching financial education and provides them with resources and materials so they can incorporate sustainable ideas and green living into their own curricula.

Creative Commons image

Equity Express emphasizes the importance of monitoring six areas: budgeting, energy, transportation, food, communications and “green lifestyle,” which focuses on how much “stuff” we consume and buy and how we dispose of it. The materials taught in each workshop are tailored to analyze the trends and events that are occurring in that region—for example, counselors from Cleveland received “Cleveland-specific” information while those from Cincinnati learned about the health and environmental impact in their own metro area.

While some topics, like those revolving around consumption and budgeting, were already common in a number of the counselor’s own curricula, participants also learned about managing energy costs through reducing wasted energy. They began assessing where transportation alternatives such as walking and biking fit into their lives, and reassessed how their affinities for certain kinds of food would impact their health and bank accounts in the long run.

Using resources provided by Equity Express, many of the counselors discovered large potential savings for themselves. Class participants were shocked when they took a look at their own utility bills and calculated the nutritious values (or lack thereof) of their favorite foods. Some even called their children and spouses during break to share the information they'd just learned.

Class participants with their certificates of completion

The workshop also gave as an opportunity to take a look around the office of Neighborhood Development Services (NDS) in Ravenna, Ohio, where the workshop was held. The executive director and his staff have committed to greening their organization, including taking out unnecessary lighting, enforcing recycling and limiting the amount of waste they produce.  NDS board members and staff have iPads to limit the amount of paper they use and their commitment to environmental conservation is inspirational. Not only is the staff creating sustainable housing, but they are “walking the talk” when it comes to their own daily lives, creating a more durable, healthy and inspired workplace for themselves.
 
At the Equity Express workshop, counselors realized the first step in teaching about a low-cost, sustainable life was living by these principles ourselves. We set goals for kicking our addictions to things like fast food and cheap clothes and electronics. Some people vowed to cook a little more often and eat a little less meat, others re-examined the differences between wanting and needing a new smart phone or television. Still others discussed carpooling with their co-workers and pledged to think twice before buying new stuff.

Budgeting and managing expenses is crucial for those who seek financial counseling or help with homeownership, and resource efficiency is also critical to "going green." Sustainable living improves long term and short term health, creates a more durable living environment and helps people save money in the long run, making it an incredible tool for promoting money management as well as equity. Financial workshops such as Equity Express incorporate the importance of sustainable and socially responsible living empower clients and inspire local and global action through simple changes in one's daily routine.

Has Spring Sprung in Your Community?

The 100^th Anniversary of the Cherry Blossoms marks another start to Spring in the Nation’s capitol, and the warmer weather is a chance for us to get out and green our communities. Several NeighborWorks Network members are already hard at work infusing sustainability into community development.

Cherry Blossoms in Washington, D.C.

New Kensington CDC’s Sustainable 19125 aims to make 19125 the greenest zip code in Philadelphia. Their blog offers some information about all topics green and sustainable, like this one about a community compost. 

Neighborhood Housing Services of Greater Cleveland shared this Cleveland.com rain garden article on how to make your own rain garden. These beautiful, yet functional, green spaces can help prevent water pollution and homeowners may be able to take tax credits from them. 

Argenta Community Development Corporation created the Vestal Urban Farming Project in North Little Rock, AR. You can learn more about this sustainable community-based food system, and see videos, in the recent Today’s THV news feature on the first urban farm in North Little Rock.

To learn about other great “Spring greening” ideas, visit the NeighborWorks Organizations Green Efforts page and your idea on Neighborworks Facebook and Twitter channels.

New Appraisers’ Tool Helps Homeowners Get Credit for Green Features



By Michelle A. Winters,
Senior Manager, Green Strategies
NeighborWorks America

Homeowners who have invested in energy saving upgrades can now have greater confidence that their property will be appraised at a fairer market value.

The nation’s largest professional association of real estate appraisers released a form recently that is intended to help appraisers identify and describe a home’s green features, from solar panels to energy-saving appliances. The Appraisal Institute says the Residential Green and Energy Efficient Addendum is the first of its kind. It will help the industry standardize the way residential energy-efficient features are analyzed and reported.

The form was issued as an optional addendum to Fannie Mae Form 1004, the appraisal industry’s most widely used form for mortgage lending purposes. Used by Fannie Mae, Freddie Mac and the Federal Housing Administration, Form 1004 is completed by appraisers to uphold safe and sound lending. Currently, the value of a home’s green features is rarely part of the equation.

The Appraisal Institute encourages use of the form not just by appraisers, but also by lenders, homebuilders, real estate agents and the homeowners themselves. Lenders can request that the form is included with Form 1004 or provide it to homeowners to fill out and give to appraisers. Real estate agents can use the data to help populate the multiple listing service (MLS). Key stakeholders in the homebuying process can all take advantage of this new tool.

NeighborWorks America has done work with the Appraisal Institute in the past. In 2010, NeighborWorks partnered with the Appraisal Institute, the US Green Building Council and others to help the National Association of Realtors® develop a Green MLS Toolkit. The tool kit was created to help Realtors® add green fields to their local multiple listing service, so that it is easier to market and identify green homes for homebuyers and sellers.

The Appraisal Institute’s latest tool can be downloaded here.

Earth Day 2011: Underscoring NeighborWorks America’s Green Commitment

by Michelle Winters,
Senior Manager, Green Strategies,

NeighborWorks America

On this Earth Day 2011, it’s time to step back and look at how far we have come in our green practices. Over the past year, NeighborWorks America has moved forward with a variety of initiatives to support the environmental efforts of the NeighborWorks network and nonprofit housing and community development since Earth Day 2010. Among these is the recent national symposium – Green Choices, Green Value: For the Communities and Families We Serve – where green issues ranging from the health implications of green building, sustainable community planning and organizing efforts, and the benefits of green jobs were discussed and debated. In addition, NeighborWorks America has expanded its offering of green courses – offered both on-line and at the NeighborWorks Training Institutes – providing nonprofit developers and community leaders with up-to-date information on environmentally friendly practices.

Our network organizations are leaders in green building, but their commitment to greening stretches beyond the bricks and mortar to all of their programs and the families that they serve. NeighborWorks America supports incorporating green strategies into all business lines and in the day-to-day operations of the organizations because of the financial, social, and environmental benefits that greening can bring. We believe that green housing and education can help residents thrive in their homes and communities, and that comprehensive green strategies are the best way to deliver these benefits. For more see news release.

Within our organization, we are working hard to reduce our carbon footprint, and in honor of Earth Day our staff have also stepped up and pledged ways they can individually make a difference toward a greener work and home environment. These include everyday things that can have a large impact when taken as a whole, like using reusable mugs and water bottles, recycling, and using public transportation more often. Some are going further with things like composting, bicycling to work, installing rain barrels, and volunteering at local recycling facilities.

A year from now, we anticipate more successes to share with you in the green arena, the kind of changes that reduce our impact in the environment while creating more green jobs and sustainable communities.

NeighborWorks America Reaffirms Its Commitment to 'Go Green'

As the nation celebrates Earth Day 2010, NeighborWorks America reaffirms its commitment to help low- and moderate-income communities across the nation go “green” and become healthy, sustainable places for people to live and work.

The commitment begins at home with NeighborWorks America’s pledge to reduce its own carbon footprint by 10 percent by 2012, and to offer training and education on green practices to the nonprofit community development field at large.

The commitment continues throughout the NeighborWorks network, which is working hard to promote green practices in communities through green home design and construction, rehabilitation, weatherization, energy efficient rental properties, and green jobs training. NeighborWorks America and the NeighborWorks network are fully committed to work together to create or rebuild healthy, sustainable communities across the country.

“This is an exciting time for the nonprofit community development field and its efforts to create healthy, sustainable and affordable housing,” said Thomas P. Deyo, deputy director of National Initiatives and Applied Research at NeighborWorks America. “NeighborWorks America is committed to being a leader in employing and promoting green and sustainable practices for the long-term benefit of the environment and our nation’s communities, so that all people can live, work, and play in healthy, ecologically friendly and affordable places.”

The NeighborWorks newsroom has more information, including highlights of just a few of the local NeighborWorks organizations’ green initiatives currently underway.

Learn about NeighborWorks Green Agenda at www.nw.org/green, and about Green training opportunities at http://www.nw.org/network/green/training.asp.

NeighborWorks Works with Realtors to Develop New 'Green The MLS' Toolkit for Marketing Green Homes

The National Association of Realtors^® (NAR) released in time for Earth Day a new “green” tool kit to help Realtors^® add a green initiative to their local multiple listing service (MLS). The toolkit will make it easier to market and identify green homes for homebuyers and sellers. Its development was a collaborative effort by a team of individuals, associations and organizations, including NeighborWorks America^®.

“NAR research has consistently shown that there is a considerable and growing market for green buildings. ...Earth Day on April 22 only underscores the fact that many of today’s consumers want homes and communities that are sensitive to the larger environment. The Green MLS Tool Kit allows Realtors^® to support this growing market,” said NAR President Vicki Cox Golder.

“By identifying which homes contain energy efficient and environmentally friendly characteristics, the Greening MLS Tool Kit will help all home buyers – especially first-time and low- and moderate income home buyers – make more informed choices about the cost of their housing and where upfront payment may lead to long-term saving,” said Ken Wade, NeighborWorks America CEO.

Other organizations participating in the collaborative effort include the Appraisal Institute; Council of Multiple Listing Services; EcoBroker International; Enterprise Community Partners, Inc.; Metropolitan Regional Information; Multi-Regional Multiple Listing Service System; National Association of Home Builders; Traverse Area Association of Realtors^®; and the U.S. Green Building Council.

Learn more about the Green MLS Toolkit at http://www.greenthemls.org/. More information is also available in NAR's press release.