30 Years of Affordable Homes in Cambridge

This blog is part of our anniversary celebration series, highlighting NeighborWorks affiliates which are celebrating milestone years marking either their membership in the network or their incorporation as an organization. Last month, Cambridge Neighborhood Apartment & Housing Services (CNAHS) celebrated 30 years since incorporation. 

By Brittany Hutson, NeighborWorks
America Public Relations fellow

Cambridge Neighborhood Apartment & Housing Services (CNAHS) understands how rental and homeownership costs in urban locations can severely strain the finances of low income families.  For 30 years, the organization has been dedicated to creating and preserving affordable housing in Cambridge, Massachusetts.

In the late 1980s rent control in Cambridge was overturned through a statewide referendum.  CNAHS knew there would be a large number of displaced residents unable to find living space at a similarly affordable rate. To help alleviate this problem, CNAHS chose to focus on acquiring and preserving affordable homes. In particular, they targeted those properties where rent controls were expiring and owners were being permitted to convert them to market rate.

Peter Daly, executive director of CNAHS, says that some of CNAHS’ proudest achievements are their preservation projects and the fact that this work prevents lower income people from being outpriced and displaced.  “When we first encounter a project and the residents are very much aware of the threat of losing their homes, it’s an exhilarating experience to work with them [and] to give them hope that their homes will be restored at an affordable rate,” says Daly.

Putnam Green housing. Landscaping at the property features
drought-tolerant and low-maintenance plants (no grass).

CNAHS has preserved five buildings, totaling more than 515 apartments. “About two years ago, we started participating in a new state law in which the state appoints a designee to acquire and operate buildings that are subject to being sold,” says Daly. So far, the state has approved CNAHS as designee of two projects. This state designation is a recognition of the need for the organization’s work, and of all CNAHS has accomplished.

However, CNAHS is not content with just these successes; the organization has adopted a green approach to housing, development, and operations. “We believe in green because it is good for the environment, good for the residents and neighborhood, and good for the operations of the property,” explain Daly. CHAHS was one of 16 organizations in the NeighborWorks network recognized in December 2012 for its green business practices.  “The strength of being in the NeighborWorks network is having so many different organizations around the county doing similar things [as you],” says Daly. “You really get the feeling that you’re not alone. Whenever I come up with a problem or challenge, I can call another organization and we can share ideas or they can offer a solution.”

For more about CNAHS, visit:http://www.cambridgenahs.org
For more about the NeighborWorks Green Organization program, visit: http://ow.ly/hu3gT  

NHS of Greater Cleveland: A Port in the Foreclosure Storm

This blog is part of our 35^th Anniversary Celebration series, highlighting NeighborWorks affiliates which are celebrating milestone years marking either their membership in the network or their incorporation as an organization. This month, NHSGC is celebrating 15 years since incorporation. 

By Brittany Hutson, NeighborWorks
America Public Relations fellow

The 2008 housing crisis caused many to wonder if buying a home could still be considered the "American dream." In spite of all the uncertainty about the housing market, Neighborhood Housing Services of Greater Cleveland, Inc. (NHSGC) has remained steadfast in its mission to assist their clients in becoming homeowners. “A lot of people will say Cleveland and Slavic Village was the epicenter of foreclosure, mortgage fraud, flipping, etc.,” says Executive Director Lou Tisler. “But it was also the epicenter for solution based programs for the foreclosure crisis.”

Tisler says that the foreclosure crisis gave NHSGC an opportunity to prove their value and leadership and that the crisis required the organization to be more flexible and creative. The organization was selected for the Ohio Foreclosure Prevention Task Force, accumulated nearly $5.6 million to assist people in need with the NeighborWorks Collaborative of Ohio, and provided testimony at congressional hearings.

Dave Wilson came to NHSGC to avoid foreclosure. He had
suffered an injury and struggled to make ends meet. By working with
NHSGC, Wilson was able to get an affordable loan modification.

This month, the Cleveland, Ohio organization celebrates 15 years as part of the NeighborWorks network.  NHSGC offers a number of programs to “help people get, fix and keep their homes,” says Tisler. These programs include a homebuyer education program, a down payment assistance program, providing rehab loans to those who cannot get lending from traditional banks, a sustainability program that focuses on foreclosure prevention and intervention; mortgage counseling; and EnergYOU, which helps clients and residents conserve their budgets for utilities and food costs. The organization serves primarily low-to-moderate income people, as well as people with moderate-to-high income that seek foreclosure prevention assistance. “Our clients are usually underserved, under-banked and under-represented in the housing market,” says Tisler. The organization serves up to 3,500 people per year.

Raylene Hood reached out to NHSGC for assistance in saving her home. A
NHSGC counselor helped her apply for rescue funds to bring her mortgage current.
NHSGC also helped Hood when she needed emergency repairs on her roof.

Though NHSGC has seen its fair share of challenges in home equity, lack of access to capital, and limited lending, Tisler praises his staff of 16 for their motivation and commitment to serving the organization’s targeted community. “The staff [has been] the greatest asset to the organization,” says Tisler. “Our staff has gotten us to a solution based delivery system. To see them come in everyday and make what they do happen is incredible.”

In addition to the staff, Tisler says that being a part of the NeighborWorks network is “an incredible, valuable asset for the organization and the people we serve.” He adds, “As a network member, NHSGC has access to best practices and funding, and can share experiences and ideas with other network organizations. It is truly a network of excellence.”

Neighborhood Housing Services of Richland County, Inc.: 30 Years of Serving Wisconsin

NeighborWorks America is celebrating its 35 anniversary this year. This blog is part of our 35^th Anniversary Celebration series, highlighting NeighborWorks affiliates which are celebrating milestone years marking either their membership in the network or their incorporation as an organization. This month, NHSRC is celebrating 30 years since incorporation. 

By Brittany Hutson, NeighborWorks
America Public Relations fellow

Neighborhood Housing Services of Richland County, Inc. (NHSRC) is the first and oldest operating rural program in the NeighborWorks network. For 30 years, NHSRC has been a resource for home preservation, new home construction, homeownership programs and foreclosure prevention in Richland County, Wisconsin.

Executive Director Terry Testolin says new home construction is one of NHSRC’s most successful lines of business. According to Testolin, the housing stock in NHSRC’s targeted communities is “very old with a high dilapidation rate.” Since 1995, the organization has built 52 new homes, a majority of which are energy star certified.  Due to the recession, output has slowed, but NHSRC continues to build new homes. This year, NHSRC will complete construction of two homes and Testolin plans to build two more homes in 2014. “It was amazing to us when we built our 50th house,” says Testolin. “When you think of all the people you’ve helped and the economic development that comes out of that, not too many people are trying that.”

Before NHSRC repairs

NHSRC also receives rehabilitation requests that are generally for roofing repairs and window replacements. In one case, nearly two years ago, NHSRC discovered that a single family home had a number of lead hazards, in addition to general repairs. NHSRC pooled funds from NeighborWorks America, HUD's HOME Investment Partnership Program, and the City of Richland Center’s Community Development Block Grant to cover project costs. Today the project is nearly complete with minor interior work remaining . The family, which includes four children — three of whom are under the age of six — is relieved that their children can sleep and play in a safe and healthy home. They also appreciate the improved energy efficiencies the rehab provided.

As repairs near completion

By leveraging partnerships locally and nationally, NHSRC has extended their reach and services while gaining valuable support from their collaborators. As a NeighborWorks member, Testolin says, “We view our partnership with NeighborWorks as one of the strongest partnerships that there is.” From this partnership, NHSRC had the opportunity in July of 2012 to join with all five of the other NeighborWorks organizations in their state to create the NeighborWorks Alliance of Wisconsin. The mission of the alliance is to improve housing opportunities and build strong communities for all Wisconsin residents.

In addition, Testolin is a 2007 graduate of NeighborWorks’ Achieving Excellence program, an organizational investment program for executive directors in community development. Due to that experience, NHSRC was able to collaborate with the Ho-Chunk Housing and Community Development Agency, and in 2010, the organizations won the Partnership Fair Housing Award from the Wisconsin Fair Housing Network for addressing the housing needs of Native Americans.

SMHA Promotes Prosperity for Rural Communities

NeighborWorks America is celebrating its 35 anniversary this year. This blog is part of our 35^th Anniversary Celebration series, highlighting NeighborWorks affiliates which are celebrating milestone years marking either their membership in the network or their incorporation as an organization. 

By Brittany Hutson, NeighborWorks
America Public Relations fellow

Since 1969, Southern Mutual Help Association (SMHA), based in New Iberia, Louisiana, has worked to build prosperous rural communities by addressing poverty and equality issues for individuals and families whose livelihoods are dependent on the land and water. This year SMHA celebrates its fifth year as a NeighborWorks charter member.

SMHA has changed a great deal over the years. In the beginning, SMHA tackled political and local issues that threatened the quality of life for sugar cane farm workers in southern Louisiana. The organization advocated for better wages and more access to homeownership. They also established community-based programs.

In the aftermath of hurricanes Katrina and Rita, Denise Galatas, special assistant to the president, says the organization is proud  to have been first responders, especially in isolated communities, where they helped individuals, families and business

SMHA's Assistant Executive Director/Life Quality Director, Helen Vinton, 
(right) with a fisher (left) who received assistance from SMHA
to repair his boat and stay in business

owners navigate through their recovery.

After Katrina, SMHA launched a Rural Recovery Response and raised approximately $10.5 million to rebuild communities across Louisiana. More than 1,500 individual homes, churches and businesses were aided by that effort. In response to the 2010 oil spill, SMHA raised funds to provide fishing business owners with grants and loans to help them stay in business. SMHA is currently working to create a Gulf Coast Fishers Loan Fund so shrimpers, fin fishers, oyster fishers and crabbers have access to affordable capital.

Intracoastal Seafood employees hard at work processing shrimp.
SMHA helped this Vermilion Parish seafood dock continue its
operations following storms in 2005 and 2008.

Galatas says SMHA will continue to create solutions while finding ways to remove barriers to equity. This strategy also includes working to increase knowledge and investment in rural communities. Galatas says NeighborWorks has been an excellent partner in assisting SMHA with its mission. “We have connected with strong and efficient organizations across the country that we may not have otherwise linked up with,” she says. “We have made new friends and partners because of our affiliation with NeighborWorks.”

Learn more about SMHA at www.southernmutualhelp.org.

Leadership Development and Community Building Activities Improve Communities and Help the Bottom Line

This blog entry is reposted from our Leaders for Communities website.
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By Sara Varela NeighborWorks America Community Building and Organizing communications specialist

Twin Cities Community Development Corporation in Fitchburg, MA wrote a fantastic example of how community building and organizing activities help an organization’s bottom line, and how leadership development improves a neighborhood. These are my favorite types of stories. What do you think about them? Read the examples below and leave a comment.

Examples of leadership development improving a neighborhood are reflected in these two stories:


Three residents involved with Twin Cities CDC spoke on behalf of the Elm Street Area Neighborhood Association in front of the City Council Public Works Committee. Residents LeNeia Thomas, Paysha Rhone and James Kayaba had not spoken much publicly before, but they advocated earnestly for sidewalk and road improvements in their neighborhood. They argued the improvements would enhance the safety of children and elders in the area. Prior to this action, all the three resident leaders attended either or both  the NeighborWorks Community Leadership Institute and the Community Action Training sponsored by Twin Cities CDC. Thanks to their efforts, the process for paving these streets has begun.

A second story relates to a resident-led open house and barbeque. As Twin Cities CDC finished building new homes in the Elm Street Area, the organization became concerned about selling them. The first home had been on the market for two years. The construction had created debt, other homes were adding to the organization's inventory and there was pressure to sell the homes under the rules for HUD's HOME program.

Residents decided to hold a block party to help sell the homes. They got out the grill, organized the music and that day the first home was sold to an employee of Fitchburg State University! Two of the three homes for sale were sold shortly after this event, greatly relieving financial stress on the organization and proving what the residents of the neighborhood already knew: people wanted to live in the neighborhood.

Residents were also excited about a new daycare business inside a formerly foreclosed home. They welcomed the daycare with a press conference and used this as yet another opportunity to sell a new homes. At the time Twin Cities submitted their quarterly report to NeighborWorks America, the last of the new homes had been put under agreement and another home they rehabilitated was also under agreement.

Community building activities and resident leadership development are not often looked as money makers for an organization, but these stories demonstrate that resident activities can help an organization’s bottom line!