Perhaps the youth of the community are better informed than adults as demonstrated by this YouTube video “Hungry for Change.”
The video shows local teens involved with Chicago-based Umoja Student Development Corporation - a partner of NeighborWorks affiliate Neighborhood Housing Services (NHS) of Chicago - questioning ways of changing the community’s image, and reality, as a Food Desert.
In the North Lawndale neighborhood, NHS of Chicago and the Chicago Botanic Garden established a partnership which resulted in the development of the Green Youth Farm (GYF). The GYF employs students from Manly High and North Lawndale College Prep who raise vegetables and other produce organically, which is then sold in a farmer’s market at the NHS office. Because of the market’s success produce has to be brought to the market from other Chicago Botanic Garden sites to meet the demand from neighborhood residents.
by Michelle Winters, Senior Manager, Green Strategies, NeighborWorks America
We know how to build and retrofit homes to be more efficient and healthy and to have minimal impact on the environment, and NeighborWorks organizations in New York State and across the country are moving into this space rapidly as more people become aware of the benefits of green building. The affordable housing industry has both an opportunity and a responsibility to be leaders in the development and rehabilitation of green housing to secure these benefits for the families and communities that we serve.
Last week, leaders from across New York State gathered at the Syracuse Center of Excellence to develop an action agenda for scaling up the greening of affordable housing in the state. NeighborWorks America convened the event to bring together NeighborWorks network organizations, state and local policymakers, and representatives from the financial, research and consulting communities to discuss progress, opportunities, and challenges in scaling up green rehabilitation focusing on program design, finance, and workforce development. [View photos from the event.]
The Center of Excellence was a fitting host for such an event with its LEED Platinum “living laboratory” providing inspiration and an environment of creativity. Beyond the impressive elements in the building itself, the COE is notable for its vision of an Innovation Ecosystem, which supports collaborative projects focusing on clean and renewable energy, indoor environmental quality, and water resources.
Three leaders in green building from the NeighborWorks Network kicked off the event: Home HeadQuarters, Asian Americans for Equality and the Community Development Corporation of Long Island. The three organizations demonstrate the complexity of the challenge – each one representing a very different market environment. But despite the geographic and economic differences, they all share the same vision: to expand the industry’s ability to transform affordable housing from inefficient and unsustainable to green, healthy, and resilient homes for low-income and working families.
According to the EPA, the average household in the U.S. spends at least $2,000 a year on energy bills, over half of which goes to heating and cooling. For a low- or moderate-income family those bills can represent a sizeable – and increasing – component of annual income. In New York State, with a relatively old housing stock and cold climate, low-income families can pay 15 percent or more of their income on utility costs, according to NY State Division of Housing and Community Development. In one neighborhood that is the focus of a collaborative effort between Home Headquarters, Syracuse University, and the Center of Excellence, some residents were paying up to 50-75 percent of their incomes for utilities during the winter.
The New York State Weatherization Assistance Program is the one of the largest of such programs in the country, with approximately almost $70 million in grants this year to advance energy efficiency for low-income residents of both single-family and multifamily homes. And the New York State Energy Research and Development Authority (NYSERDA) is known for its innovative and effective programs aimed at reducing energy consumption, promoting renewable energy, and protecting the environment through its support for financing, research, and workforce development efforts throughout the state. NeighborWorks organizations in New York partner with these agencies and others to create more affordable, healthy, and efficient homes in their communities.
Some of the other new and innovative efforts that were discussed at the Roundtable include:
NYSERDA is making big plans within their Green Jobs, Green New York program, including an upcoming announcement of new low-interest loans and consumer outreach programs.
New York State is taking steps to address some of the challenges faced by the industry as we attempt to take greening efforts to scale. Without better data on the performance of green buildings and retrofits, lenders are hesitant to leverage utility savings to help pay capital costs of greening. More attention needs to be paid to the management and residents’ knowledge of green operating practices to ensure that the benefits of physical improvements are achieved. And, building up a workforce with new green auditing, retrofit, and installation skills won’t help us green more housing unless the consumers of housing – homeowners and rental property owners – have the resources and motivation to drive demand for green homes. NeighborWorks America is looking forward to working with the NeighborWorks network and our industry partners on solutions to these challenges to move toward greener, healthier and more efficient homes and communities.
For more information on the opportunities and challenges, look for the full report on this Roundtable to be published in the next few weeks.
Please join us at our upcoming symposium in Los Angeles on March 2, 2011 for an in-depth discussion of the benefits of greening for families and communities.
As NeighborWorks America marks the first anniversary of the launch of the Loan Modification Scam Alert campaign, this Halloween season NeighborWorks would also like to remind homeowners to beware of the “tricks” that loan modification scam artists are using to fleece homeowners in danger of foreclosure out of cash, equity, and even the deeds to their homes.
The Loan Modification Scam Alert campaign was launched October 26, 2009 at the City Hall in Los Angeles, the area with the largest number of foreclosures in America. Since then several organizations have mobilized people around the country to educate homeowners about loan scams and how to report them. So far, over 59 million people have been exposed to the signs of a loan modification scam and over 6,000 courageous people have reported scams to authorities. Now, close to 30 national and local organizations have received grants to educate homeowners in communities that have been hardest hit with foreclosures and scams.
Remember to share this information with your co-workers, friends and family. They may desperately need the information but they may be too embarrassed to ask you. Visit http://www.LoanScamAlert.org to learn more.
Click play to enjoy the photos. If you're having difficulty with the player above go here.
NYC Department of Consumer Affairs Commissioner Jonathan Mintz, HUD Newark Field Office Director Diane J. Johnson and NYS Banking Department Director of Consumer Protection Jane Azia were honored as “Visionary Leaders in Community Development” at the Fifth Annual NeighborWorks America Northeast District Reception, hosted by Bank of America at their state-of-the-art tower on 42nd Street in Manhattan.
District Director Deborah Boatright emceed, and reflected on the five years since the Northeast District was established: “We are so proud of the partnerships we have developed throughout the region. Together, we are striving to stabilize communities, preserve wealth, sustain homeownership, promote professional excellence, pioneer new models to create and preserve affordable housing, and integrate new technologies for a greener future.“
NeighborWorks COO Eileen Fitzgerald presented the award to Commissioner Jonathan Mintz, who as head of the NYC Department of Consumer Affairs has made free financial counseling available to residents citywide. His office is a strong supporter of the Loan Scam Alert Campaign, even dispatching volunteers on bicycles to distribute information and report scam signs.
“Commissioner Mintz has pioneered cutting-edge initiatives that protect the financial well-being of NYC residents and neighborhoods, and he is leveraging unprecedented public and private partnerships to do so,” remarked Fitzgerald. “The Commissioner founded and now co-chairs Cities for Financial Empowerment, where he works with leaders from cities across the country to advance innovative financial initiatives to help low income residents get ahead.”
NeighborWorks CEO Ken Wade presented awards to Diane Johnson and Jane Azia. Diane Johnson, the director of the HUD’s Newark Field Office, oversees federal housing and community development programs throughout New Jersey, which are supported by an annual allocation of 1.7 billion dollars.
“Diane has been a go-to person at HUD for over 30 years. She mentors emerging leadership and helps organizations make the connections needed for success,” remarked Wade. “Diane is most proud of her contribution to improving urban landscapes and empowering moderate low and moderate income residents in the extensive state of New Jersey. We are too.” Johnson asserted her New Jersey pride with a rousing speech that clearly outlined the Garden State’s many achievements in community development.
Jane Azia, Director of Consumer Protection at the NYS Banking Department, was honored for her efforts to combat foreclosure. Azia helped shape legislation and then developed regulations for two major NYS laws establishing the most comprehensive rules in the country governing mortgage servicers. She has made it a priority to be available to housing counselors, providing information, escalating cases and consulting with practitioners to devise the most effective solutions to help homeowners.
“Jane is, without a doubt, a hero to homeowners and housing counselors, though she would be the first to tell you, it is the housing counselors who are the true heroes,” stated Wade, “And though we agree, is it just this type of selflessness and dedication that makes Jane truly one of a kind.”
Azia spoke for all in attendance when she commented that “The theme of the evening - a community united - perfectly captures what is so wonderful about NeighborWorks, why it is such a success and why I feel so fortunate to be one of your partners.”
A research study conducted by the Public Policy Research Center (PPRC) at the University of Missouri -- St. Louis found that 84 percent of homeowners who received counseling were successful in avoiding foreclosure. The study was commissioned by the Metro St. Louis Foreclosure Intervention Task Force, and the findings show that the costs of providing foreclosure counseling paid off dramatically.
PPRC studied 1,460 homeowners who were counseled by Beyond Housing, a St. Louis NeighborWorks organization. “This study proves what we had suspected all along; that even a modest investment in counseling pays enormous benefits by allowing homeowners to become current and keep their homes,” said Chris Krehmeyer, CEO of Beyond Housing. View study athttp://bit.ly/9ow3di
