Thursday, March 10, 2011

NeighborWorks Green Symposium Highlights Benefits of Going Green

by Michelle Winters,
Senior Manager, Green Strategies,
NeighborWorks America

There are a number of reasons that any person or organization would support being green. Some may focus on climate change, global warming and endangered species, but it is clear that these arguments don’t influence everyone. It’s important for the community development field to look at the issue from the perspective of residents. How do residents benefit from greener, healthier homes and communities?

Low- and moderate-income residents – particularly those who pay their own utilities – benefit from green homes through reduced utility bills, improved comfort, health and well-being. They may personally want to help reduce their impact on the environment, or they may just be in it for the long-term financial benefits, which can be substantial. Or they may have a child suffering from asthma who needs a greener, healthier home to help break the cycle of hospital visits.

A community coming together to address an environmental issue locally may be interested in taking action to reduce climate change or its impacts. Or, they might be interested in reducing pollution so their children have cleaner air to breathe, improving access to local foods so they can reduce obesity and other diseases, or simply finding an important issue that brings the community together in a powerful way to address a community priority such as streetscape improvement and beautification, or reducing crime and blight.

An organization may move forward to help develop local green businesses because they want to support a growing and innovative green technology, or they might do it because of the potential to create new jobs for community residents and strengthen a weakened economy, to localize production of needed green goods and services, and to stabilize communities.

All of these themes were covered at NeighborWorks America’s “Green Choices, Green Value,” symposium held at the Los Angeles NeighborWorks Training Institute last week. 

Opening Plenary
from left: Phil Thompson, MIT;
 Dr. Anthony Iton, Calfornia Endowment;
 Cecilia Estolano, Green for All  
 
“If you want to see your community grow greener, plant one window box and other neighbors may catch on with similar ideas,” suggested Shanta Schachter, deputy director of New Kensington Community Development Corporation of Philadelphia, a NeighborWorks member well known for their green practices, including their Sustainable 19125 Initiative.

Panelist Anne Evens, director of CNT Energy, encouraged participants to “build your homes tight and ventilate right” as way to reduce child asthma. These and other issues connecting green buildings and healthy homes are discussed in a National Center for Healthy Housing paper, written for the symposium.

Rick Goodemann from Southwest Minnesota Housing Partnership believes that he improved the competitive edge of his organization through its focus on greening and health in rehabilitation and new construction.

Panelist Tim Smith from SERA Architects presented his firm’s Civic Ecology approach, which focuses on the “software” of community planning and greening efforts. The core driver in this vision is leveraging shared community values, and creating places where active citizens can create and own sustainability.

Green jobs were also a major focus of the day. “If you can link wealth building and ownership opportunities to the creation of green jobs, then you maximize benefits to workers and you stabilize communities,” said Ted Howard, of the University of Maryland and an architect of Cleveland’s groundbreaking Evergreen Cooperatives. “Owning your own job is a beautiful thing,” said Howard.

Keynote speaker Majora Carter, speaking from green building successes in South Bronx, summed up the day’s theme: “You can solve really big problems with local solutions,” she said.

Check out the symposium papers, presentations, and Green Photo Contest winners here: 2011 Green Symposium - Excellent Times for All.

Monday, March 7, 2011

NeighborWorks Salutes National Consumer Protection Week


By Marietta Rodriguez,
Director, National Homeownership Programs and Lending, NeighborWorks America

Do you know what this week is? It is National Consumer Protection Week (NCPW), which began Sunday, March 6. Once again, NeighborWorks America is happy to join forces with federal and state agencies and nonprofit organizations to mark the 13th Annual National Consumer Protection Week. We're helping consumers protect their privacy, stay safe online, manage their money, avoid identity theft, understand mortgages and steer clear of frauds and scams. With millions of homeowners at risk of foreclosure, NeighborWorks America is focusing on helping homeowners prevent foreclosure and avoid loan modification scams during NCPW. Check out our Facebook page and Twitter channel for helpful tips and go to http://www.ncpw.gov/ to access free materials and resources that will help you protect your family. Spread the word!

Thursday, February 24, 2011

New NeighborWorks Video Features Three Organizations Stabilizing Communities in Northern New Jersey

NeighborWorks America’s Stable Communities Initiative, in partnership with the Northeast District Office, is pleased to share a new video that features three NeighborWorks organizations in Northern New Jersey that are stabilizing communities impacted by the foreclosure crisis.

These organizations are using a $20 million award from Round 2 of the Neighborhood Stabilization Program to purchase and rehabilitate foreclosed properties, build new units on vacant lots, and place new homebuyers into homes in Newark and Essex County. The NSP2 consortium is led by the City of Newark and supported by data and research capabilities provided by Rutgers, The State University of New Jersey.

The three NeighborWorks organization – HANDS, Inc., Brand New Day, and La Casa de Don Pedro – came together as part of the Newark Foreclosure Partners Council when the foreclosure crisis hit in 2008, and as a result were well positioned to take advantage of this competitive funding opportunity to continue and enhance their foreclosure response efforts.

The release of this video —Building Stable Communities: Joining Forces to Fight Foreclosure in Essex County, NJ — is timely, with Round 2 of the Neighborhood Stabilization Program having been released one year ago in February of 2010. NSP2 programs are in full swing in local communities, and we anticipate many communities beginning to see the positive results of these activities as grantees work towards tight expenditure deadlines.

We’d love to hear your thoughts on the new video and hear about stabilization efforts in your community. Feel free to share your thoughts using the comment button below.

Wednesday, February 23, 2011

Two Kentucky NeighborWorks Groups Approved for FHLBank Membership


Two Kentucky NeighborWorks organizations, which operate as community development financial institutions (CDFIs), were recently approved for membership at the Federal Home Loan Bank of Cincinnati (FHLBank). Only a handful of CDFIs have joined the FHLBank system nationally, according to FHLBank. Membership in the FHLBank will provide the organizations with a source of low-cost funding to support their community development initiatives, as well as access to funds from the FHLBank’s Affordable Housing Program.

Community Ventures Corporation (CVC) of Lexington was approved in November for membership by the bank. The Federation of Appalachian Housing Enterprises (FAHE) of Berea, Kentucky, was approved for membership at FHLBank this month.

“Achieving FHLBank membership is a significant milestone for FAHE, because it will help us reach more people in Appalachian communities with superior financial products,” said Jim King, chief executive officer and president of FAHE. View news release.

In January 2010, the Federal Housing Finance Agency implemented provisions of the Housing and Economic Recovery Act of 2008 (HERA) that permitted qualifying CDFIs to become members of a Federal Home Loan Bank.

Wednesday, February 16, 2011

Reporting Scams: One Important Thing Victimized Homeowners Should Do


By Marietta Rodriguez,
Director, National Homeownership Programs and Lending, NeighborWorks America

"Where do I report a loan modification scam? How do I file a complaint against a foreclosure rescue company?" Unfortunately, many homeowners have asked these questions when they realize the company that was supposed to help them actually scammed them instead.

Knowing the signs of a scam is critical, but reporting a scam is just as important for homeowners who believe they have been victimized. Whether they have been scammed or just approached by a scammer, homeowners should fight back and report these scam artists to authorities.

But many homeowners decide not to report. Why? They have used words like embarrassed, humiliated, and ashamed to explain why they didn't come forward. But remember, reporting scams to authorities is one of the best ways to get more scammers off the street and protect others. The higher the number of reports filed against a scam company, the better the chances that scammer can be out of business. Just last month, the North Carolina Attorney General announced that another foreclosure rescue company has been shut down.

The Loan Scam Alert website has four easy ways to report a scam:

  • By calling the Homeowner’s Hope Hotline: 1-888-995-HOPE (4673)
  • By filing a complaint online through the Loan Scam Prevention Network.
  • By calling the Federal Trade Commission (FTC) at 877-FTC-HELP (1-877-382-4357) or submitting the complaint online.
  • By contacting the state Attorney General or another local.

Homeowners can report the scams in multiple languages, too. Please visit http://www.loanscamalert.org/ and report these scams!